Welcome to My Mortgage Finder

Trusted Mortgage & Refinancing Experts

At MyMortgageFinder.ca, we make finding the right mortgage simple. Whether you’re buying your first home, refinancing to save on interest, or tapping into your home equity, our job is to get you the best options quickly and stress-free.

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Mortgages up to 80% of appraised value — bad credit or bankruptcy OK!

about the company

Your Mortgage Experts

At MyMortgageFinder.ca, we’re committed to making the mortgage process simple, transparent, and stress-free. Led by licensed mortgage broker Ryaan Othman (Broker License #12473), our team specializes in helping homeowners and buyers across Ontario secure the right financing.
Personalized Solutions
Expert Guidance
Ontario-Wide Service

Smart Home Financing

Secure the best mortgage or refinancing solution for home.

Fast Approvals

Get quick, reliable mortgage approvals across Ontario with ease.

Trusted Guidance

Receive expert advice to make the right financial decisions.

Bad Credit Mortgages & Loans

Stop Foreclosure & Save Your Home

Missed mortgage payments? Facing legal action, foreclosure, power of sale, or eviction? With enough equity, we can stop the process and arrange a new mortgage or home equity loan for up to 75%* of your home’s value.

Refinancing & Loans for Homeowners

Own a home but struggling with bad credit? We can arrange a new mortgage or home equity loan for up to 75%* of your property’s value, giving you funds for refinancing, debt, or any purpose.

Buying a Home with Bad Credit

Bad credit doesn’t mean you can’t buy a home, second property, or cottage. With a 20%–25%* down payment, we can help you secure the mortgage you need and move forward with your purchase.

Talk to Us

Call Now for Expert Mortgage Help
Fast Loan Approvals

Loans Approved for Homeowners

We can arrange loans for homeowners for any purpose, whether you have good or bad credit. Immediate approval is often possible over the phone!*

Paying your
Collection Bills

Paying your
Collection Bills

Paying your
Mortgage Arrears

Paying your
Mortgage Arrears

Paying your
Consumer Proposal

Paying your
Consumer Proposal

Paying your CRA / Income Tax Arrears

Paying your CRA / Income Tax Arrears

Consolidating
any Liens

Consolidating
any Liens

Consolidating your
Credit Cards

Consolidating your
Credit Cards

Consolidating Existing
Mortgages

Consolidating Existing
Mortgages

onsolidating your Loans / Line of Credit

onsolidating your Loans / Line of Credit

Getting a
Student Loan

Getting a
Student Loan

Getting a
Business Loan

Getting a
Business Loan

Getting a
Renovation Loan

Getting a
Renovation Loan

Getting a Loan for
ANY Purpose

Getting a Loan for
ANY Purpose

Good Credit Mortgages

Buy Your Dream Home

With good credit, you can purchase your dream home, second property, rental/investment property, or cottage. Typically, a 5–20% down payment* is needed, and you’ll qualify for some of the lowest mortgage rates available.

Mortgage Refinancing

Homeowners with good credit can refinance their existing mortgage for up to 90% of the appraised value*. Use the funds for debt consolidation, renovations, investments, or other purposes while still accessing low rates.

Home Equity Line of Credit (HELOC)

Good credit homeowners can qualify for a HELOC up to 65% of the appraised value*. Need more? We can arrange a 2nd mortgage or home equity loan up to 80%* to cover your needs.

Talk to Us

Call Now for Expert Mortgage Help
Fast Loan Approvals

Commercial Mortgages

We Arrange Commercial Mortgages On Numerous Types Of Properties, May It Be A Purchase* Or Refinance*.types Of Properties That We Can Assist With

Gas Station

Gas Station

Retail Store

Retail Store

WareHouse

WareHouse

Vacant Land

Vacant Land

Multi Residential

Multi Residential

Industrial

Industrial

Banquet Hall

Banquet Hall

Shopping Plaza

Shopping Plaza

Store + Apartment

Store + Apartment

Auto Shop

Auto Shop

Hotel

Hotel

Golf Course

Golf Course

Office Units

Office Units

Livestock Farms

Livestock Farms

Condo Buildings

Condo Buildings

Medical Clinic

Medical Clinic

Our company benefits

Why you should choose our company

Expert Guidance

Led by licensed mortgage broker Ryaan Othman, we bring years of experience helping Ontario homeowners and buyers.

Tailored Solutions

Every client is different. We customize mortgage solutions to match your credit profile and financial goals.

Fast Approvals

We know time matters. That’s why we work efficiently to get you answers fast.

Serving All of Ontario

From Toronto and the GTA to communities across the province, we’re here for you.
no obligation!

Free mortgage quote in seconds

Clear, Simple Guidance

Got Questions? We’ve Got Answers

Can I get a mortgage with bad credit?

Yes. As long as you have enough equity or a sufficient down payment, we can help you secure a mortgage, even with bad credit.

How much down payment do I need?

For good credit, you may qualify with as little as 5%. For bad credit, typically 20–25% of the purchase price or appraised value is required.

What is mortgage refinancing?

Refinancing allows you to replace your existing mortgage with a new one often at better rates or higher amounts to consolidate debt, renovate, invest, or access extra funds.

How fast can I get approved?

Many approvals can be provided immediately over the phone. Final funding usually depends on your paperwork, property appraisal, and equity.

Mortgages Available For Up To 80%* Of The Appraised Value.

Appraisal & Down Payment / Equity Requirements
Decided Case By Case

Bad Credit / Bankruptcy Is Perfectly Ok